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Terms of Use

Last updated: April 27, 2026

1. Acceptance of Terms

By accessing or using the MaxMar automated copy-trading platform available at trade.maxmar.ai(the “Service”), you agree to be bound by these Terms of Use (“Terms”), our Privacy Policy, and any additional agreements referenced herein. If you do not agree to all of these Terms, do not use the Service.

These Terms constitute a legally binding agreement between you and QPG Consulting LLC(“MaxMar,” “we,” “our,” or “us”). Your continued use of the Service following any posted modification to these Terms constitutes acceptance of the modified Terms.

2. Description of Service

MaxMar is a commercial copy-trading Software-as-a-Service (“SaaS”) platform that enables subscribers to automatically replicate rules-based investment strategies in their own brokerage accounts. When a subscribed strategy rebalances, MaxMar issues corresponding trade orders in your connected brokerage account through SnapTrade’s OAuth brokerage connection infrastructure.

MaxMar is not a registered broker-dealer, investment adviser, commodity trading adviser, or financial planner. MaxMar does not hold, custody, or have discretionary control over your funds or securities. All assets remain in your own brokerage account at all times.

The Service includes:

  • Access to the MaxMar web application at trade.maxmar.ai
  • Strategy subscription management (F1–F5 rules-based strategies)
  • Brokerage account connection via SnapTrade’s OAuth flow
  • Automated rebalance order execution in your connected brokerage
  • Strategy performance display sourced from publicly accessible performance data

3. Eligibility

You must meet all of the following eligibility requirements to use the Service:

  • Residency: You are a legal resident of the United States. The Service is not available to residents of jurisdictions where copy-trading or automated trade execution services are prohibited or require additional licensing not held by MaxMar.
  • Age: You are at least 18 years of age (or the age of legal majority in your jurisdiction, if older).
  • Legal capacity: You have the full legal capacity and authority to enter into these Terms. If you are acting on behalf of a legal entity, you represent that you are authorized to bind that entity.
  • Sanctions compliance: You are not listed on any U.S. government sanctions list, including the OFAC SDN List, and you are not located in a jurisdiction subject to comprehensive U.S. sanctions.
  • Existing brokerage account: You hold (or will open) a valid brokerage account with a SnapTrade-supported broker.

4. Account Registration

To access the Service you must create an account using a valid email address and password via our authentication provider (Neon Auth / Better Auth). You agree to:

  • Provide accurate, current, and complete registration information and keep it updated.
  • Maintain the confidentiality of your account credentials. You are responsible for all activity that occurs under your account.
  • Notify us immediately at quinn@maxmar.ai if you suspect unauthorized use of your account.
  • Maintain only one active account. Multiple accounts for the same individual are prohibited and may result in suspension.

MaxMar reserves the right to suspend or terminate accounts that provide false information or violate these Terms.

5. Brokerage Account Connection

The Service connects to your brokerage account through SnapTrade, a third-party brokerage connectivity provider. By connecting your brokerage account, you:

  • Authorize MaxMar (via SnapTrade) to read your account information including positions, balances, and transaction history.
  • Authorize MaxMar (via SnapTrade) to place buy and sell orders in your brokerage account solely in connection with rebalancing your subscribed strategy. MaxMar does not have authority to transfer funds, withdraw cash, or perform account management actions beyond strategy-scoped trading.
  • Acknowledge that your brokerage credentials are stored securely by SnapTrade and are not transmitted to or stored by MaxMar.
  • Understand that you may disconnect your brokerage at any time through the Accounts section of the application, which will revoke MaxMar’s trading access. Disconnection does not automatically close open positions.

SnapTrade’s own terms of service and privacy policy govern their handling of your brokerage connection and data.

6. Strategy Subscription

The Service offers a curated set of rules-based strategies (currently F1–F5). These are real-money, live investment portfolios — not backtests. By subscribing to a strategy, you authorize MaxMar to:

  • Monitor the strategy for rebalancing events (additions, removals, and weight changes in the strategy’s holdings).
  • Issue corresponding buy and sell orders in your connected brokerage account when the strategy rebalances, in proportion to your account balance.

You acknowledge and agree that:

  • MaxMar executes strategy rules mechanically and does not exercise investment discretion beyond those rules. We do not make ad-hoc or override decisions.
  • Trades may fail, be partially filled, be rejected by your broker, or be delayed due to market conditions, system outages, brokerage restrictions, insufficient funds, or other factors outside MaxMar’s control.
  • Your portfolio may diverge from the model strategy due to partial fills, minimum order sizes, fractional share availability, timing differences, or cash levels.
  • Subscribing to a strategy does not guarantee that any particular trade will be executed or that your account will match the strategy holdings exactly.

7. Investment Risks

INVESTING IN SECURITIES INVOLVES SIGNIFICANT RISK OF LOSS, INCLUDING THE POSSIBLE LOSS OF YOUR ENTIRE INVESTMENT. By using the Service, you acknowledge and accept all of the following risks:

  • Market risk: The value of securities can go down as well as up. You may receive less than you invest.
  • Past performance: Historical returns, CAGR figures, drawdown statistics, and other performance data displayed on the platform reflect past performance and are not indicative of future results. Performance data may be inflated for strategies with less than one full year of live trading history.
  • Margin risk:If you enable margin trading in your brokerage account, you may lose more than your initial investment. MaxMar has no control over your broker’s margin settings.
  • Strategy risk: The underlying strategies may underperform benchmarks or incur significant losses. Rule-based strategies are not guaranteed to perform as expected in all market environments.
  • Execution risk: Automated order placement may fail or produce results different from the model due to broker outages, liquidity constraints, or system errors.
  • Tax risk: Automated rebalancing may trigger taxable events. MaxMar does not provide tax advice; consult a qualified tax professional.

8. Not Investment Advice

Nothing on the Service or in any communication from MaxMar constitutes investment advice, financial advice, legal advice, tax advice, or any other form of professional advice. Strategy descriptions, performance metrics, and any educational content are provided for informational purposes only.

MaxMar is not a registered investment adviser under the Investment Advisers Act of 1940 or any applicable state law. You are solely responsible for all investment decisions made in connection with your use of the Service. You should consult qualified financial, legal, and tax professionals before using the Service or making any investment decisions.

9. Fees and Billing

Subscription pricing, billing cycles, trial terms, and refund eligibility are communicated to subscribers at the time of subscription and may be updated from time to time. The fees applicable to your subscription will be displayed before you confirm any payment.

MaxMar reserves the right to introduce, change, or modify fees with reasonable advance notice (not less than 30 days for material changes). Continued use of the Service after a fee change constitutes acceptance of the new pricing. If you do not accept a fee change, you must cancel your subscription before the change takes effect.

All fees are denominated in U.S. dollars and are non-refundable except as required by applicable law or as expressly stated in a separate agreement.

10. Acceptable Use

You agree not to use the Service to:

  • Scrape, crawl, or extract data from the platform using automated tools, bots, or scripts without express written permission.
  • Reverse-engineer, decompile, disassemble, or attempt to derive source code from the Service.
  • Circumvent, disable, or otherwise interfere with security features of the Service.
  • Transmit viruses, malware, or other harmful code.
  • Engage in any illegal activity, including securities fraud, market manipulation, or money laundering.
  • Create multiple accounts to abuse trial periods, referral programs, or other benefits.
  • Impersonate another person or entity, or misrepresent your affiliation.
  • Interfere with or disrupt the integrity or performance of the Service or the data contained therein.

11. Intellectual Property

The Service, including its software, design, content, trademarks, trade dress, and all other intellectual property, is owned by QPG Consulting LLC or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your personal, non-commercial use in accordance with these Terms.

You retain ownership of any content you submit to the Service (“User Content”). By submitting User Content, you grant MaxMar a worldwide, non-exclusive, royalty-free license to use, reproduce, and process that content solely to the extent necessary to operate and improve the Service.

You may not use MaxMar’s name, logo, or branding without prior written consent.

12. Termination

By you: You may terminate your account at any time by contacting us at quinn@maxmar.ai or using the account deletion feature in the Settings section. Termination does not automatically close open positions in your brokerage account.

By MaxMar: MaxMar may suspend or terminate your account immediately and without prior notice if we determine, in our sole discretion, that you have violated these Terms, engaged in fraudulent activity, or your continued use poses a legal or security risk to MaxMar or other users.

Effect of termination: Upon termination, your license to use the Service ends immediately. Active strategy subscriptions will be canceled; no further rebalance orders will be placed on your behalf. We will disconnect SnapTrade access. Your brokerage account and its contents are unaffected. Provisions of these Terms that by their nature should survive termination (including disclaimers, limitations of liability, and indemnification) will survive.

13. Disclaimer of Warranties

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, MAXMAR DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

MAXMAR DOES NOT WARRANT THAT (I) THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE; (II) DEFECTS WILL BE CORRECTED; (III) THE SERVICE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (IV) THE STRATEGIES WILL ACHIEVE ANY PARTICULAR INVESTMENT OUTCOME; OR (V) ANY INFORMATION PROVIDED IS COMPLETE, ACCURATE, OR CURRENT.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MAXMAR AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND LICENSORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, LOSS OF DATA, LOSS OF INVESTMENT CAPITAL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL MAXMAR’S TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE TOTAL FEES PAID BY YOU TO MAXMAR IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

THE FOREGOING LIMITATIONS APPLY REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE) AND SHALL SURVIVE AND APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THESE TERMS IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

15. Indemnification

You agree to defend, indemnify, and hold harmless MaxMar and its officers, directors, employees, contractors, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to: (i) your use of the Service; (ii) your violation of these Terms; (iii) your violation of any third-party right, including any intellectual property right or privacy right; or (iv) any claim that your User Content caused damage to a third party.

16. Modifications to These Terms

MaxMar reserves the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page with a new “Last updated” date and by sending an email to the address associated with your account at least 14 days before material changes take effect (where practicable).

Your continued use of the Service after any modification becomes effective constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service before the effective date.

17. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions.

Informal resolution: Before initiating formal proceedings, you agree to contact MaxMar at quinn@maxmar.ai and attempt to resolve the dispute informally for at least 30 days.

Class action waiver:YOU AND MAXMAR AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Any provision of law notwithstanding, the arbitrator may not consolidate more than one person’s claims or otherwise preside over any form of a representative or class proceeding.

18. Severability

If any provision of these Terms is held by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, severed from these Terms. The remaining provisions shall continue in full force and effect.

19. Entire Agreement

These Terms, together with the MaxMar Privacy Policy and any other agreements expressly incorporated by reference herein, constitute the entire agreement between you and MaxMar with respect to the Service, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Service.

20. Contact Information

If you have questions about these Terms, please contact us at:

MaxMar is operated by QPG Consulting LLC. This document was last updated on April 27, 2026.